Buyer Beware · July 5, 2026
What Voids a Home Warranty? Mistakes to Avoid
A plan only helps if your claim is approved. Most denials trace back to a few avoidable mistakes.
Common reasons claims get denied
- Skipped maintenance: no record of routine service on the failed item
- Pre-existing problems: issues that began before coverage started
- Improper installation: equipment installed incorrectly to begin with
- Unauthorized repairs: fixing it yourself or using a non-approved technician before filing
- Not following the claim process: starting work before the claim is approved
How to keep your coverage valid
- Keep up with routine maintenance and save receipts
- Read your plan so you know what is covered and excluded
- File a claim and get authorization before any repair begins
With HomeProtect USA you can request service 24/7, and a licensed technician is dispatched for your covered repair—follow the simple steps and you are protected when it counts.